#5. KIDS ARE MONEY PITS
Your future kids might end up costing you and your wife a million dollars before they’re leave the next. According to 2012 data from the US Department of Agriculture, the rising cost of food and housing means the average cost of per child in this country for a middle-class family (earning between $60 and $100K a year) is $241,000. Until you’re financially set, maybe you two should start with something like a Labradoodle?